When crypto changes the picture.

Seven additional documents that apply when a DMCC-licensed Dealer in Precious Metals & Stones accepts, or plans to accept, payment in virtual assets. A €499 supplement to the Starter Kit — read first whether your firm needs it at all.

Who this is for

Most DPMS firms don't need this. Some do — here's how to tell.

Most DMCC DPMS firms accept cash and bank transfer only. The Starter Kit covers those firms in full — the Crypto Module isn't needed.

The Crypto Module is for firms that:

Already accept, or plan to accept, payment in virtual assets in connection with the business.
Operate through a UAE-licensed payment provider for any non-AED-backed virtual asset.
Want to be ready for the federal virtual-asset framework — Federal Law 33 of 2025, CMA Decision 4/R.M/2026, the CBUAE Payment Token Services Regulation 2024, and the VARA regulations.

If none of those describe you today, you don't need this. Buy the Starter Kit; leave the Crypto Module for later.

If any of those describe you, the seven documents below extend the Starter Kit into the framework your firm now needs.

The Crypto Module · 7 documents

What the crypto module adds.

Documents C1–C7 · 7 documents

C1 Virtual Asset Risk Policy The crypto equivalent of the Policy Manual — about 18–22 pages — defining the firm's risk appetite for virtual assets and the framework it operates within. Supplements kit document 01.
C2 Crypto Payment Due Diligence & Source-of-Funds Procedure About 10–12 pages — KYC, EDD and source-of-funds extensions for customers proposing to pay in virtual assets, including wallet provenance and chain-of-custody. Supplements kit documents 06, 07 and 15.
C3 Crypto Risk Assessment Matrix Factors Excel — additional virtual-asset risk factors added to the kit's AML Risk Assessment Matrix as rows or a dedicated tab. Supplements kit document 16.
C4 Crypto Red Flags Reference A printable one-page reference for counter and operations staff — the warning signs a proposed crypto payment carries extra risk. Supplements kit document 26.
C5 Crypto-to-Fiat Off-Ramp Procedure About 8–10 pages — what happens between receiving crypto and the firm's bank account: the Travel Rule (FATF R.15 and R.16), the off-ramp partner relationship, transaction monitoring of the conversion path. Supplements kit documents 04 and 09.
C6 Crypto Sanctions Screening Note About 5–6 pages — wallet screening against the UAE Local Terrorist List, UN Security Council lists, and the FATF VASP standards. Supplements kit document 03.
C7 Crypto AML Training Supplement PowerPoint — twelve additional slides that supplement the kit's main staff training deck, covering crypto-specific scenarios, red flags and counter-staff response. Supplements kit document 25.

Drafted against

The current UAE virtual-asset framework.

Federal Decree-Law No. 10 of 2025 FDL 10/2025 The primary AML/CFT/CPF law. Treats virtual-asset activity as in-scope DNFBP business when the firm accepts it as payment.
Cabinet Resolution No. 134 of 2025 CR 134/2025 The executive regulations of FDL 10/2025.
Federal Law No. 33 of 2025 Federal Law 33/2025 The federal virtual-asset framework — defines virtual assets and the regulated activities around them.
CMA Decision No. 4/R.M of 2026 CMA 4/R.M/2026 The Securities and Commodities Authority decision implementing the federal virtual-asset framework.
CBUAE Payment Token Services Regulation 2024 The Central Bank's regulation of AED-backed Dirham Payment Tokens — the only virtual assets a non-VASP business may accept directly without going through a licensed payment provider.
VARA Regulations The Dubai Virtual Assets Regulatory Authority's licensing regime for Virtual Asset Service Providers.
Cabinet Decision No. 74 of 2020 CD 74/2020 Sanctions implementation and the UAE Local Terrorist List — applied to wallet addresses, not just names.
FATF Recommendation 15 New technologies — the international standard requiring VASPs and virtual-asset activity to be brought into the AML perimeter.
FATF Recommendation 16 Wire transfers — the Travel Rule, applied to virtual-asset transfers between obliged entities.
FATF Virtual Assets — Red Flag Indicators (2020) The international red-flag taxonomy that the kit's Crypto Red Flags Reference draws on.
FATF Targeted Update on Virtual Assets and VASPs (2025) The most recent FATF stocktake of country implementation and emerging risk areas.

Drafted against the position as at May 2026. The UAE virtual-asset framework is moving — the kit ships with the maintenance pledge that covers the changes.

Sign & Seal · Reg. Mark 2026

Crypto changes the picture. Get the module that covers it.

Two ways to buy — already have the Starter Kit, or pick up both together.

Already have the Starter Kit

The Crypto Module

Seven documents. Extends the Starter Kit into the UAE virtual-asset framework. Ready in 48 hours.

Add the Crypto Module €499 →

New to Assay

The Bundle

The 28-document Starter Kit + the 7-document Crypto Module. One purchase, one delivery.

Get the Bundle €1,398 →