Resources

Guides & Resources.

Plain-English, source-cited guides to the UAE AML framework for DNFBP firms — precious-metals dealers, real-estate brokerages, and the sectors joining them. What's required, how to do it, and what it costs to get wrong.

Enforcement Brief · Issue 1
The State of UAE DNFBP AML Enforcement
1,063 violations and over AED 42M in fines in H1 2025 — what the Ministry is penalising, and what it means for your firm.
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Operator's Guide
The DMCC DPMS Operator's Guide to UAE AML/CFT/CPF Compliance
What's actually required, by whom, by when — with the source instrument cited for every obligation.
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MLRO · Governance
The MLRO: who you need, what they do, and how to appoint one
Who can serve, how to appoint one that stands up, the outsourcing question, and the mistakes that turn an MLRO into a finding.
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goAML · Reporting
goAML: registration, reporting, and the step most get wrong
Registration is the obligation, not the report. The two registrations you need, what to file, and the AED 55,000 DPMSR threshold.
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Operator's Guide · Real Estate
The UAE Real Estate Operator's Guide to AML/CFT Compliance
Who supervises you, the ten obligations with their sources, the REAR, the penalties — and the operating rhythm that passes inspection.
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REAR · Real Estate
The REAR: the report most UAE real estate brokers have never filed
Cash at AED 55,000, crypto at any value, crypto-converted funds — the three triggers, the goAML filing steps, and the misreadings that become findings.
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The Enforcement Brief

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