This disclaimer governs your use of the Assay website (assay.ae) and all documents, templates, tools, and materials published or sold by Assay ("the Materials"). Assay is a brand operated by SEEK AI AS (org.nr 936 860 060), a company registered in Norway. By accessing the website, downloading the Self-Assessment, or purchasing any kit, you accept this disclaimer in full.
Assay produces compliance document templates and self-assessment tools for businesses subject to anti-money-laundering and counter-terrorist-financing (AML/CFT) obligations, with an initial focus on Dealers in Precious Metals and Stones licensed by the Dubai Multi Commodities Centre.
The Materials are informational templates and starting points only. They do not constitute legal advice, regulatory advice, or professional compliance advice, and they are not a substitute for advice from a qualified professional. SEEK AI AS is not a law firm, is not a licensed legal practice, and is not a regulated compliance consultancy. No lawyer-client, adviser-client, or other professional relationship is created by your use of the website or your purchase of any kit.
Reading the website, completing the Self-Assessment, or purchasing and using a kit does not make SEEK AI AS your adviser. We do not review your specific circumstances, we do not approve your policies, and we do not represent you before any regulator, supervisory authority, bank, auditor, or court.
You remain solely responsible for your own regulatory compliance. Before you adopt, file, or rely on any document derived from the Materials, you must have it reviewed and, where appropriate, approved by a UAE-qualified compliance professional or legal adviser who understands your specific business, ownership structure, customer base, and risk profile. The Materials are designed to be customised; using them unmodified, or without professional review, is done at your own risk.
We do not warrant or guarantee any particular regulatory outcome. Using the Materials does not guarantee that you will pass an inspection, avoid administrative penalties, satisfy your bank, complete a licence renewal, or be found compliant by the UAE Ministry of Economy, the DMCC, the UAE Financial Intelligence Unit, or any other authority. Regulatory assessment depends on factors specific to your business and on the judgement of the relevant authority, neither of which is within our control.
The Assay Self-Assessment is an educational diagnostic tool. The score it produces is an indicative self-evaluation — not an audit, not a legal opinion, and not a certification of compliance or non-compliance. A high score does not certify that you are compliant; a low score does not establish that you are in breach.
AML/CFT law in the United Arab Emirates is subject to change, including through new federal decree-laws, cabinet resolutions, ministerial decisions, and supervisory guidance. The Materials reflect our understanding of the applicable framework as at the date stated on each document. We make reasonable efforts to keep paid kits current and to issue updates to customers within the update period stated in the Terms of Sale, but we do not warrant that any Material is complete, error-free, or current at the moment you use it.
The website and the Materials may reference or link to laws, regulations, government portals, and third-party resources. We do not control those sources and are not responsible for their content, accuracy, or availability. References to specific legal instruments are provided for convenience and must be verified against the official published text.
To the fullest extent permitted by applicable law, SEEK AI AS, its officers, and the NexOr Group accept no liability for any loss or damage — including without limitation administrative penalties, fines, lost profits, business interruption, licence suspension, or reputational harm — arising from or in connection with your use of, or reliance on, the website, the Self-Assessment, or any kit. Your remedy in respect of any paid kit is limited as set out in the Terms of Sale. Nothing in this disclaimer excludes or limits liability where it would be unlawful to do so.
Questions about this disclaimer can be sent to hello@assay.ae.