Kit · 28 Documents · Edition 2026.1
The Starter Kit · Catalogue

What's in the Starter Kit.

28 documents covering every AML/CFT obligation a DMCC-licensed Dealer in Precious Metals & Stones faces under Federal Decree-Law 10 of 2025. Editable Word, working Excel, training PowerPoint, printable PDF — yours to deploy in 48 hours, yours to keep, yours to customise.

Document 01 · Preview

AML/CFT Policy & Procedures Manual

47 pages total the first 5 pages public no email required

The kit's anchor document — the rulebook your firm adopts and that your bank, your auditor and DMCC inspectors review. Five pages are public so you can see the work before you buy the rest.

Download the 5-page preview PDF ↓

≈ 380 KB

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The rulebook

Policies & Procedures

Documents 01–09 · 9 documents
  • 01 AML/CFT Policy & Procedures Manual The 47-page master document — senior-management-approved, the framework everything else operates within.
  • 02 OECD Due Diligence Policy The 5-step OECD framework for responsible sourcing of gold and diamonds, aligned with Annex II and Kimberley Process.
  • 03 Sanctions & PEP Screening Policy Implements Cabinet Decision 74/2020 and the UAE Local Terrorist List in operational form.
  • 04 Record-Keeping & Data Retention Policy What to keep, how long, how to retrieve when the regulator asks.
  • 05 Tipping-off Prevention & Confidentiality Policy The Article 29 prohibition translated into rules staff can follow.
  • 06 Customer Onboarding & KYC Procedure Pre-transaction screening, ID verification, document collection — the daily workflow.
  • 07 Enhanced Due Diligence Procedure When standard KYC isn't enough: the EDD trigger criteria and the deeper process.
  • 08 STR & goAML Filing Procedure Step-by-step suspicious-transaction reporting on the goAML portal, with the form fields named.
  • 09 Transaction Monitoring Procedure Ongoing monitoring against each customer's risk profile.
What you use day-to-day

Forms & Risk Tools

Documents 10–19 · 10 documents
  • 10 Corporate KYC Questionnaire For onboarding business customers.
  • 11 Individual KYC Questionnaire For onboarding natural-person customers.
  • 12 UBO Declaration Form Beneficial-ownership disclosure aligned with Cabinet Decision 109/2023.
  • 13 Supplier KYC Questionnaire OECD-aligned questionnaire for gold and diamond suppliers.
  • 14 PEP Self-Declaration Form Politically-exposed-person self-disclosure for senior officials.
  • 15 Source of Funds Declaration For any cash transaction at or above AED 55,000.
  • 16 AML Risk Assessment Matrix Excel workbook with working scoring formulas — score customers and the firm against weighted risk factors.
  • 17 Sanctions Screening Log Template Excel template — the working record of every sanctions check.
  • 18 Annual Compliance Calendar 12 months of dates: risk-assessment reviews, MLRO reports, training refreshers, sanctions-list updates.
  • 19 High-Risk Country Reference List Current FATF Grey- and Black-list and UAE high-risk jurisdictions, referenced from the risk matrix.
Sign-off and operations

Governance, Training & Quick Reference

Documents 20–28 · 9 documents
  • 20 MLRO Appointment Letter The formal appointment document.
  • 21 MLRO Job Description What the MLRO does, what authority they hold.
  • 22 MLRO Compliance Report Template The quarterly/annual report the MLRO files to senior management.
  • 23 Independent AML Audit ToR & Findings Template Terms of reference plus findings format for the periodic external audit.
  • 24 Three-Lines-of-Defence Org Chart The governance diagram for senior management sign-off.
  • 25 Staff AML Awareness Training Deck PowerPoint, 25 slides — ready to run as your next all-hands.
  • 26 Red Flags for DPMS Staff A printable one-pager for the trading floor.
  • 27 DMCC Inspection Readiness Checklist The document we expect an inspector to ask for, and what your answer should be.
  • 28 Glossary and How to Use This Kit Terminology plus a sequenced rollout guide ("Start with 01, sign 20 next…").
Delivery · 48 Hours

All files in Word (.docx), Excel (.xlsx), PowerPoint (.pptx) and PDF Editable, not locked Yours forever

Sign & Seal · Reg. Mark 2026

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